Credit Lead (Underwriter)-fintech & payments expertise

About this job

The role: Tether Capital is launching a new credit vertical focused on providing short-term liquidity and credit facilities to fintech companies, payment providers, exchanges, and other financial institutions. We are looking for a Credit Lead (underwriter) focused on institutional lending and liquidity to join this new initiative and help build the credit function from the ground up. This is a hands-on role for someone with strong experience in credit underwriting and structuring, who is comfortable assessing businesses, making credit recommendations, and developing the policies and processes needed to support a growing lending platform. Key Responsibilities: • Underwrite and structure credit facilities, including revolving credit facilities, working capital loans, and liquidity facilities. • Analyse companies' financial statements, cash flows, liquidity position and repayment capacity. • Determine appropriate lending amounts, terms, covenants, security, and other risk protections. • Develop credit policies, underwriting guidelines, templates, and concentration limits from scratch. • Monitor credit risk and borrower performance and establish appropriate risk-monitoring processes. • Support the development and scaling of the new credit business. Requirements: • 10+ years of relevant credit experience. • Strong experience in credit underwriting and structuring, rather than purely credit analysis. • Previous experience with fintech & payments is mandatory. • Background in institutional lending, private credit, venture debt, specialty finance, or a similar environment. • Experience establishing or developing credit policies, processes, or risk frameworks. • Crypto, digital assets, or stablecoin experience is a plus, but not required.